2026 Hilton Head Cost Segregation Calculator & Tax Savings Guide

Start Here: Estimate Your Depreciation & Tax Savings

Use this calculator to estimate first-year bonus depreciation, total deductions, and potential tax savings on a Hilton Head or Bluffton investment property. It’s designed for short-term rentals, long-term rentals, and second homes used as STRs—and uses 2026 cost segregation and bonus depreciation assumptions.

Watch: How to Use This Calculator (Optional)

Record a 45–60 second video and embed it here using your kvCORE video or YouTube embed code. Use this script as your outline:

• Introduce yourself as Donna Gilmore and your role.
• Explain that cost segregation can dramatically improve cash flow.
• Tell viewers to enter purchase price, land %, accelerated %, bonus %, and tax rate.
• Explain that the calculator will estimate first-year depreciation and tax savings.
• Invite them to request a custom report once they see their numbers.

Cost Segregation Calculator (2026)

Estimate first-year bonus depreciation and tax savings for your Hilton Head or Bluffton investment property.Purchase Price ($) Land % (0.20 = 20%) Accelerated % (0.25 = 25%) Bonus Depreciation % (0.60 = 60%) Tax Rate (0.30 = 30%) Calculate Tax Savings

ResultsDepreciable Basis $0Accelerated Assets $0Bonus Depreciation $0Standard Depreciation (27.5 yrs) $0Total 1st-Year Depreciation $0Estimated Tax Savings (Year One) $0

*This calculator is for educational estimates only and does not replace a formal cost segregation study or professional tax advice.

How to Interpret Your Results

Once you’ve entered your property details and generated results, pay close attention to your total first-year depreciation and estimated tax savings. These numbers can help you:

• Compare different purchase prices and renovation plans
• Decide whether a cost segregation study is worth pursuing
• See how a Hilton Head STR might reduce your overall tax bill
• Have a more informed conversation with your CPA

For a deeper dive, compare your results against my real Hilton Head case studies showing how cost segregation performs on $400K, $750K, and $1.2M properties.

👉 Read the 2026 Cost Segregation Case Study Guide

Request a Free Property-Specific Cost Segregation Estimate

Want more than a rough estimate? I’ll run a custom analysis for your Hilton Head or Bluffton property using real rental assumptions, STR tax strategies, and cost segregation projections.Name:

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Property Address or MLS #:

Approximate Purchase Price:

Disclaimer

• This calculator and article are for educational purposes only and do not constitute tax, financial, or legal advice. Always consult a qualified CPA, tax advisor, or attorney before making decisions based on these estimates. *

About the Author

By: Donna Gilmore – Realtor & Director of Operations for the #1 eXp Team in South Carolina

Expert Real Estate Mentor & Team Transition Specialist | AI Systems Strategist for Top-Producing Agents & Teams | Creator of the Systems-to-Scale AI Implementation Method™

Helping agents, teams, and leaders implement AI, automation, and high-performance systems to grow smarter, scale faster, and dominate their markets.

Compare Your Results to Real Properties

See how your estimated depreciation and tax savings stack up against real Hilton Head investments at $400K, $750K, and $1.2M price points. View the 2026 Case Study Guide →

Thinking About Buying in 2026?

I help Hilton Head and Bluffton investors analyze deals using real STR numbers, cost segregation, and long-term wealth strategies. If you’re considering a property, let’s run the numbers together.